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WebMar 20, 2024 · Methodology: Rates are calculated for male and female non-smokers obtaining a $500,000 whole life insurance policy, a $500,000, 20-year term policy, and … WebWith whole life insurance, after a number of years some of the money you’ve paid is yours to keep—even if you stop paying premiums. To get a real sense of the value of term, let’s compare a term policy and a universal life policy. The biggest drawback to whole life insurance is that the premiums are way more expensive than term life ... WebThe average cost of a $500,000, 20-year term life insurance policy is $71/month for a 50-year old female and $93/month for a male 1. However, your actual life insurance premiums will depend on your medical exam results and other factors that vary by policy and company. does the comma go before or after although