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WebBrowse all Wells Fargo Home Mortgage Consultants to get home mortgage loans, check rates, refinance your mortgage, compare loans, and improve your home! All Wells Fargo … WebDec 30, 2024 · Mortgage points, or discount points, are a way to prepay interest to get a lower interest rate on your mortgage. Each mortgage point equals 1% of your home’s value. That means if you’re getting a $250,000 loan … WebDec 23, 2024 · Conventional loans require a minimum three percent down payment. For smaller down payments, private mortgage insurance (PMI) may be required. Eighty-two percent of first-time home buyers use conventional mortgage loans, so you probably will, too. Tip: Conventional loans are the most common mortgage type. pontardawe bypass car park